Status: LiveHealth & InsuranceDEAT
Insurance Claim Denial Appeal
Your insurer denied your claim? Prepare a documented appeal.
The problem
PKV claims are sometimes partially or fully denied. It is easy to accept a denial without checking it, but a properly documented appeal with policy references and GOA/GOZ code analysis gives you the strongest footing.
What Clario does
Upload the denial letter from your insurer
AI analyzes denial reason against your policy terms and applicable GOA/GOZ regulations
Generates Widerspruch letter citing specific policy clauses and legal basis
Escalation path: Internal appeal → Versicherungsombudsmann → Verbraucherzentrale → Amtsgericht
Limits
- Clario gives orientation, not legal advice. It does not replace a lawyer or a consumer-advice centre.
- Clario drafts and explains. You review every draft and decide what to send.
- Deadlines, thresholds and rules depend on your country, policy and facts. Check them against your own documents.
Ready to try this with your document?
Upload your own document and see what Clario finds.
No credit card required.