Free Expat Guides
Navigate EU Bureaucracy Like a Local
112 step-by-step procedures across 10 countries. Deadlines, documents, fees, and tips.
🇦🇹 Austria
View all 3 guidesResidence Permit (Aufenthaltstitel Austria)Aufenthaltstitel Österreich beantragen
5 steps·8 docs·0d deadline·EUR 160
Address Registration (Meldezettel)Meldezettel — Wohnsitzanmeldung4 steps·3 docs·3d deadline·Free
Social Insurance Registration (e-card)Sozialversicherung & e-card Österreich4 steps·4 docs·7d deadline·EUR 12.7
🇨🇭 Switzerland
View all 3 guidesAddress Registration (Anmeldung Switzerland)Einwohneranmeldung Schweiz
4 steps·6 docs·14d deadline·CHF 20
Residence Permit (Aufenthaltsbewilligung Switzerland)Aufenthaltsbewilligung Schweiz4 steps·7 docs·14d deadline·CHF 150
Health Insurance (Grundversicherung Switzerland)Krankenversicherung Schweiz — Grundversicherung5 steps·3 docs·90d deadline·CHF 350
🇩🇪 Germany
View all 24 guidesCease-and-Desist Letter Response (Abmahnung)Reaktion auf eine wettbewerbsrechtliche Abmahnung
5 steps·3 docs·d deadline·EUR null
Address Registration (Anmeldung)Wohnsitzanmeldung5 steps·4 docs·14d deadline·Free
Residence Permit (Aufenthaltstitel)Aufenthaltstitel beantragen/verlängern6 steps·8 docs·0d deadline·EUR 100
Opening a Bank Account (Bankkonto)Bankkonto eröffnen4 steps·4 docs·0d deadline·EUR 5
Right to a basic bank account (Basiskonto)Recht auf ein Basiskonto0 steps·0 docs·10d deadline
Kita-Platz appeal (Rechtsanspruch on childcare)Widerspruch Kita-Platz Ablehnung0 steps·0 docs·30d deadline
Parental Allowance (Elterngeld)Elterngeld beantragen3 steps·5 docs·90d deadline·Free
Flight Delay/Cancellation Compensation (EU 261)Flugentschädigung (EU-Verordnung 261/2004)5 steps·5 docs·1095d deadline·Free
Dental fee appeal (GOZ Steigerungsfaktor)Widerspruch zur Zahnarztrechnung (GOZ)0 steps·0 docs·30d deadline
Health Insurance RegistrationKrankenversicherung anmelden5 steps·5 docs·0d deadline·Free
Debt-Collection Limitation Defense (Verjährungseinrede)Verjährungseinrede gegen Inkasso-Forderungen5 steps·3 docs·1095d deadline·EUR null
Child Benefit (Kindergeld)Kindergeld beantragen4 steps·6 docs·180d deadline·Free
Payment Order / Debt Collection (Mahnbescheid)Mahnbescheid — Widerspruch einlegen5 steps·4 docs·14d deadline·Free
Tenant Rights — Rent Increase & DepositMietrecht — Mieterhöhung & Kaution5 steps·5 docs·180d deadline·EUR 90
Mietspiegel reference index — qualified rent index for top 30 German citiesMietspiegel-Index — qualifizierter Mietspiegel der 30 größten Städte0 steps·0 docs
Energy Ombudsman (DE — Schlichtungsstelle Energie)Schlichtungsstelle Energie der Bundesnetzagentur0 steps·0 docs·28d deadline
Telecom Ombudsman (DE — Schlichtungsstelle TK)Schlichtungsstelle Telekommunikation0 steps·0 docs·28d deadline
Contest a Parking/Traffic FineBußgeldbescheid anfechten5 steps·4 docs·14d deadline·Free
Private health insurance reimbursement objection (PKV Widerspruch)Widerspruch gegen PKV-Leistungsablehnung0 steps·0 docs·30d deadline
Broadcasting Fee (Rundfunkbeitrag)Rundfunkbeitrag anmelden4 steps·4 docs·30d deadline·EUR 18.36
SCHUFA Credit Score — Free Report & DisputesSCHUFA-Auskunft anfordern & Einträge korrigieren5 steps·4 docs·30d deadline·Free
Tax Declaration (Steuererklärung)Steuererklärung einreichen5 steps·7 docs·0d deadline·Free
Distance-Contract Withdrawal (Fernabsatz-Widerruf)Widerruf eines Fernabsatzvertrages4 steps·3 docs·14d deadline·Free
Housing Benefit (Wohngeld)Wohngeld beantragen4 steps·5 docs·0d deadline·Free
🇪🇸 Spain
View all 16 guidesSpanish tenancy termination
4 steps·0 docs·30d deadline
Right to a basic payment account (cuenta de pago básica)0 steps·0 docs·10d deadline
Index of regional IRPF deductions across all 17 Spanish autonomous communities0 steps·0 docs
Address Registration (Empadronamiento)4 steps·4 docs·0d deadline·Free
Traffic-fine appeal (DGT)0 steps·0 docs·30d deadline
Padrón Municipal application0 steps·0 docs
Foreign-degree recognition (homologación)0 steps·0 docs·180d deadline
Free legal aid (justicia gratuita)0 steps·0 docs
NIE / TIE application (foreigner identity)0 steps·0 docs·90d deadline
SEPE / IMV claim or appeal0 steps·0 docs·30d deadline
SNS — Tarjeta Sanitaria Individual0 steps·0 docs
Spanish Income Tax (IRPF) Filing & Rectification5 steps·5 docs·d deadline·Free
NIE Number (Foreigner Identity Number)5 steps·6 docs·90d deadline·EUR 12.36
Energy Ombudsman (ES — CNMC reclamaciones energía)0 steps·0 docs·30d deadline
Telecom Ombudsman (ES — OAUC)0 steps·0 docs·30d deadline
Social Security & Health Card (Tarjeta Sanitaria)4 steps·5 docs·0d deadline·Free
🇫🇷 France
View all 14 guidesRight to a bank account (droit au compte)
0 steps·0 docs·1d deadline
Housing Benefits & Family Allowances (CAF)5 steps·6 docs·0d deadline·Free
CPAM reimbursement claim0 steps·0 docs·730d deadline
Legal aid (aide juridictionnelle)0 steps·0 docs·60d deadline
Foreign-licence exchange via ANTS0 steps·0 docs·365d deadline
Mairie domicile attestation0 steps·0 docs
Crèche / EAJE admission appeal0 steps·0 docs·60d deadline
Residence-permit renewal (titre de séjour)0 steps·0 docs·60d deadline
Rent increase challenge (IRL ceiling)4 steps·0 docs·30d deadline
Mutuelle top-up claim (after CPAM reimbursement)0 steps·0 docs·730d deadline
Energy Ombudsman (FR — médiateur national de l’énergie)0 steps·0 docs·60d deadline
Telecom Ombudsman (FR — médiateur des communications électroniques)0 steps·0 docs·60d deadline
Social Security & Health Insurance (Sécurité sociale)5 steps·6 docs·90d deadline·Free
Residence Permit (Titre de séjour)5 steps·7 docs·-60d deadline·EUR 225
🇬🇧 United Kingdom
View all 3 guides🇮🇹 Italy
View all 16 guidesASL ticket / health-charge complaint
0 steps·0 docs·60d deadline
Right to a Basic Account (Conto di Base)0 steps·0 docs·10d deadline
Tax Code (Codice Fiscale)4 steps·2 docs·0d deadline·Free
Italian rental termination (disdetta)4 steps·0 docs·180d deadline
Medical-invoice IRPEF deduction (19%)0 steps·0 docs·0d deadline
Social Security & Healthcare (INPS & SSN)5 steps·4 docs·0d deadline·Free
INPS social security complaint0 steps·0 docs·90d deadline
Anagrafe residence registration0 steps·0 docs·20d deadline
Foreign-degree equivalence (equipollenza)0 steps·0 docs·90d deadline
Traffic-fine appeal to Justice of the Peace0 steps·0 docs·30d deadline
NASpI — unemployment benefit0 steps·0 docs·68d deadline
Legal aid (Patrocinio a Spese dello Stato)0 steps·0 docs
Permesso di soggiorno renewal (Questura)0 steps·0 docs·60d deadline
Energy Ombudsman (IT — Sportello del Consumatore Energia)0 steps·0 docs·40d deadline
Telecom Ombudsman (IT — AGCOM ConciliaWeb)0 steps·0 docs·45d deadline
Residence Permit (Permesso di Soggiorno)5 steps·8 docs·8d deadline·EUR 16
🇳🇱 Netherlands
View all 15 guidesRight to a basic bank account (basisbankrekening)
0 steps·0 docs·10d deadline
Dutch tax appeal (Belastingdienst bezwaar)0 steps·0 docs·42d deadline
BSN Number (Citizen Service Number)3 steps·4 docs·5d deadline·Free
DigiD (Digital Identity)4 steps·3 docs·0d deadline·Free
Own-risk (eigen risico) charge dispute0 steps·0 docs·42d deadline
BRP municipal registration0 steps·0 docs·5d deadline
IND objection (residence permit)0 steps·0 docs·28d deadline
Kinderopvangtoeslag objection0 steps·0 docs·42d deadline
Mulder traffic-fine / BPM tax objection0 steps·0 docs·42d deadline
Subsidised legal aid (toevoeging)0 steps·0 docs
Energy Ombudsman (NL — Geschillencommissie Energie)0 steps·0 docs·42d deadline
Telecom Ombudsman (NL — Geschillencommissie Telecom)0 steps·0 docs·42d deadline
WOZ valuation appeal4 steps·0 docs·42d deadline
Health insurer objection (zorgverzekeraar bezwaar)0 steps·0 docs·42d deadline
Health Insurance (Zorgverzekering)4 steps·3 docs·120d deadline·EUR 140
🇵🇹 Portugal
View all 3 guides🇬🇧 United Kingdom
View all 15 guidesRight to a basic bank account (Payment Accounts Regulations 2015)
0 steps·0 docs·10d deadline
Financial Ombudsman Service (FOS) Complaint Referral5 steps·4 docs·180d deadline·Free
HMRC P87 — Tax Relief on Employment Expenses4 steps·4 docs·1461d deadline·Free
Tenancy deposit dispute (DPS / TDS / MyDeposits)4 steps·0 docs·30d deadline
Refund of NHS prescription / dental / optical charges4 steps·4 docs·90d deadline·Free
Energy Ombudsman (UK)0 steps·0 docs·56d deadline
Communications Ombudsman (UK)0 steps·0 docs·56d deadline
Private Medical Insurance Claim (BUPA, AXA Health, Vitality, etc.)5 steps·4 docs·90d deadline·Free
Tenancy Deposit Protection (TDS / DPS / mydeposits)4 steps·5 docs·30d deadline·Free
Council Tax registration / discount0 steps·0 docs·21d deadline
EU Settlement Scheme — settled status / pre-settled upgrade0 steps·0 docs·0d deadline
Money Claim Online — Letter Before Claim0 steps·0 docs·14d deadline
Penalty Charge Notice / ULEZ representations0 steps·0 docs·14d deadline
School admission appeal (Independent Appeal Panel)0 steps·0 docs·40d deadline
Universal Credit Mandatory Reconsideration0 steps·0 docs·30d deadline
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